assess all the factors discussed and decide whether it is the right time for you to refinance and invest in building out a property portfolio. Title: Refinancing: When is it worth it? Word Count: 273 Summary: When is it worth it to refinance your house? This guide will take you through a couple of the points youÆll need to know about when youÆre trying to decide whether to refinance your mortgage or not. Keywords: mortgage financing refinanancing Article Body: When is it worth it to refinance your house? This guide will take you through a couple of the points youÆll need to know about when youÆre trying to decide whether to refinance your mortgage or not. Generally, you need to be aware of what the interest rate youÆre paying on your mortage is. When interest rates start to go down, you have to be ready to jump on it and take advantage of a lower rate. It generally costs a couple of thousand dollars to refinance, though, so you need to think about several factors before deciding whether or not to do it. First, how much are you paying now? You need to know both your monthly savings and the amount of time you expect to be there. Only refinance if youÆre sure that you will be staying in that house for awhile - moving and selling your house would wipe out all the benefit of refinancing. You also need to think about whether interest rates will go lower in the future. You donÆt want to jump on a refinancing and then suddenly find out a few months later that interest rates have dropped a point. Even a small change in interest rates can produce a large gain over the life of your loan, so you want to make sure youÆre refinancing at the low point. Talk to your bank loan officer - theyÆll generally tell you whether they think itÆs a good idea and what direction they think interest rates will be going. Ask them to show you specific calculations, and then check them yourself. Title: Refinancing 2nd Mortgage - Why Research Refinance Rates Word Count: 398 Summary: Refinancing a second mortgage can reduce your monthly payments and interest rates. To get the best deal, you need to research rates. With a minimum amount of time invested, you can have peace of mind, knowing you are getting the best financing package available. Save Money With Better Rates Bottom line û researching refinancing rates for a second mortgage will save you money. On an average day, rates can vary as much as a point or more. Over the course of your loan, tha... Keywords: 2nd mortgage refinance, low rates
piece
is
an
abstract
triptych
that
I
found
while
I
was
in
Atlanta
buying
religious
paintings
The
piece
was
called
Guardian
Angel
and
I
love
it
My
patrons
fell
in
love
with
it
as
well
They
have
asked
me
to
track
down
the
artist
and
see
if
he
has
anymore
religious
paintings
available
The
only
religious
paintings
that
I
actually
do
not
buy
are
ones
that
reflect
the
image
of
Jesus
on
the
cross
I
don’t
have
a
problem
with
them
some
of
them
are
extremely
well
done
and
would
more
than
likely
sell
well
but
my
investors
made
it
very
clear
when
they
financed
the
gallery
that
I
would
not
put
that
image
into
it
PPPPP
683
Ajello
Candles
The
motto
of
the
Ajello
Candle
Company
is
“It’s
better
to
light
a
candle
than
to
curse
the
darkness”
This
candle
making
company
has
been
in
business
since
1775
The
business
has
been
family
owned
for
seven
generations
The
candles
from
Ajello’s
are
well
known
for
their
beauty
and
quality
While
they
make
more
candles
now
than
in
1775
their
dedication
to
quality
and
to
customers
has
never
changed
The
Ajello
Candle
Company
was
founded
by
Rafael
Ajello
an
Italian
painter
He
was
also
a
beekeeper
so
he
tried
his
hand
at
using
bees
wax
to
create
candles
He
worked
hard
to
create
a
formula
that
worked
well
The
formula
combined
with
his
outstanding
artistic
ability
lead
to
the
birth
of
the
Ajello
Candle
Company
In
1785
the
company
earned
the
honor
of
creating
all
the
candles
for
the
Vatican
He
and
his
wife
ran
the
business
keeping
their
children
involved
in
the
processes
from
an
early
age
As
time
went
on
their
children
and
grandchildren
kept
the
business
running
as
well
as
passed
the
family
business
on
to
their
children
By
1862
the
company
had
established
itself
as
a
leader
among
the
candle
making
industry
They
had
also
added
perfumes
and
many
.
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