the mortgage as well, this is a no brainer. If you refinanced an existing home loan for a residence, however, things are a bit different. Yes, you can deduct the points paid on the refinance. Unfortunately, you have to deduct them over the life of the loan. In practical terms, you cannot deduct the full $3,000 you paid in points when you refinanced in August of last year. Instead, you can deduct a percentage of the $3,000. The percentage is the value of the points divided by the number of months of the loan. There are two ways around this tax handicap. If you refinanced twice in 2005, and some of you did, you can deduct the full amount of the points on the first refinance. Why? You can do this because the life of the first refinance was less than a year, which all occurred in 2005. In certain cases, points may also be immediately deductible if you used a refinance for home improvements. It is a bit technical and beyond the scope of this article. If you actually used a refinance to improve the home, and you can prove it with receipts, speak with a tax professional to write off all your points immediately. Title: Refinancing - It's Not Just for Mortgages Anymore! Word Count: 495 Summary: By now you are probably familiar with mortgage refinancing. Each year a large number of homeowners take advantage of refinancing their home mortgage to help them reduce their interest, reduce monthly payments or take advantage of their equity to make home improvements or pay down debt. However, few people are aware that you can also refinance other loans as well. From automobile loans to personal loans, the financial services sector has refinancing options available for loans of every shape and size! Keywords: refinance mortgage Article Body: By now you are probably familiar with mortgage refinancing. Each year a large number of homeowners take advantage of refinancing their home mortgage to help them reduce their interest, reduce monthly payments or take advantage of their equity to make home improvements or pay down debt. However, few people are aware that you can also refinance other loans as well. From automobile loans to personal loans, the financial services sector has refinancing options available for loans of every shape and size! So why is refinancing so popular and why do so many companies do it? The answer is simple: The companies do it because they want to earn the interest payments you will make (it's profit for them). For the consumer who is refinancing,
Jean Colombe Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
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Jean Colombe Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Jean Colombe Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Jean Colombe Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Jean Colombe Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Jean Colombe Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Jean Colombe Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Jean Colombe Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Jean Colombe Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Jean Colombe Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
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Jean Colombe Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Jean Colombe Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Jean Colombe Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Jean Colombe Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Jean Colombe Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Jean Colombe Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Jean Colombe Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession.
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