at an initial low rate for the first 3 years, and then adjusts every year based on an index. Common ARMs are: 1/1, 3/1, 5/1, 7/1, and 10/1.ö For the most part a quick rule of thumb is to remember that a fixed rate is a great idea if you plan on being in your home for a long time and the interest rates are low when you buy. As for an adjustable rate mortgage this is a good idea if you donÆt plan to stay in your house very long and the rates are higher than usual when youÆre initially buying. Title: Now or Later? Taking Advantage of Mortgage Rates Word Count: 511 Summary: Have you ever heard the story of the guy who always held out until tomorrow because he was certain mortgage rates were going to go lower? He waited his entire life and ended up dying with plenty of money, but living in an apartment. Sort of defeats the purpose of saving money to buy a home, doesn't it? Keywords: mortgagae rates Article Body: Have you ever heard the story of the guy who always held out until tomorrow because he was certain mortgage rates were going to go lower? He waited his entire life and ended up dying with plenty of money, but living in an apartment. Sort of defeats the purpose of saving money to buy a home, doesn't it? A lot of us are like this fellow, we are constantly waiting around for the best deal to come along. We are certain we can wait out the market - little do we realize the market can long outlive us! Mortgage rates, compared to ten years ago, are still at one of the lowest rates ever despite weakening economic conditions around the world. 30-year fixed mortgage rates typically are settling between 5.5 and 6.05 percent. Compare that to just four years ago when some rates were as high as 6.8 percent. Of course, as with any financial tool, the mortgage rate is always going to be in flux. The good news for many homeowners is that when the number does drop substantially, usually by 3/4ths of a point or more, the opportunity is there for them to refinance into the lower rate. It's almost like being able to have your cake and eating it too! There is no better investment you can ever make than buying a home for your family. Homes are an investment that, over time, will gain in value. Real estate is one of the safest investments you can make. Even though there is a lot of news nowadays about the real estate fallout with sub-prime mortgages and such, most consumers who manage their credit and finances correctly can avoid having to deal with any of that.
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
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Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
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Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs.
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