to prepare a Home Information Pack (HIP). And if you don't? You're in the frame for a ú200 fine! It's also probable that estate agents will also insist on you having the Pack ready by the time they put your home on the market. Certainly, buyers' solicitors won't do a thing until you provide the Pack. All in all, you don't have an option û you'll have to go along with the law. So what has to go in the Pack? The Government has yet to confirm the final details but at the moment, it proposes that your Pack must include the following information: Search results from H.M. Land Registry Replies to anticipated initial enquiries û these are the currently raised by the buyer's solicitor Copies of any planning, listed building and building regulations consents and approvals. If you don't have these, you'll need copies from your Local Planning Authority And for new properties, copies of building warranties, electrical test certificates, and any other warranties or guarantees attaching to the property. A draft sale contract It is also proposed that the Pack should contain two items currently obtained by the buyer: A professional independent survey of the property called a Home Condition Report. This is expected to be mid-level survey like the current Homebuyer Survey and will offer far more information than a lender's valuation report û but the Government has yet to announce the details. However, it seems likely that the Report will have to comment on the property's state of repair, it's energy conservation efficiency, the number and type of rooms and parking arrangements. Both buyers and sellers will have a legal right to rely on this Report and there'll be no need for buyers to obtain their own reports or surveys.áWe expect lenders to make their own valuations as they do now, but they'll want to maximise the use of the new Home Condition Report to improve their valuations and cut costs to consumers. Replies to searches made of the Local Authority In addition, if the property is leasehold: A copy of the lease The most recent service charge accounts and receipts Details of the building's insurance and receipts for the premiums paid. And finally, any regulations made by the management company or landlord And how much is all this going to cost? The Government believes that t he Pack is likely to cost sellers around ú825 including VAT. But they claim these are not additional costs. The Government make the following points: The HIP transfers responsibility for obtaining local
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theAriane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
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Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
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Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ariane Di Palma Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs.
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