about accessibility? Yeah, that's very important. No problem. The baby boomer generation were taught that having savings is good and that it should be put safely in the bank. Even if the bank became insolvent our money is insured by the FDIC up to $100,000. So all we had to do, if we were lucky enough to have more money than that was to open account at another bank. Only problem is the interest that the banks pay on savings or even certificates of deposits is, at most 5.5% AND is taxable. An alternative to Stocks, Bonds and Mutual Funds could be just putting the funds you may otherwise invest in these methods and pay down your mortgage. So in other wordsà each month pay your mortgage payment plus some extra. Maybe a portion of the amount you invest each month or maybe the whole investment, the decision is yours. A Little Extra - The Savings Math Here's an example of what would happen if you invested in the mortgage, you owe on your home. Let's use a new fixed rate mortgage with a starting balance of $100,000 amortized over 30 years at 7%. By paying an extra $25 per month we would pay this mortgage off 39 months early. Check my math, but I calculate that would save us 39 (month) x $665.31 (monthly payment amount) = $25,947 minus 321 months that we made extra payments each of $25 or a total of $8,025 would leave us $17,992 in savings growth. $17,992 divided by 321 months is an average of $55.83 a month in tax free growth. Annualized that amount for a yearly average of $669.96. Divide that by our yearly investment of $300 ($25/month) and we get a whopping average return of 223%. If you were to further invest a little time, go check out some great mortgage rates at www.propertysharesinternet.com, you could even shave another few thousand dollars. Go ahead and invest in all the fancy funds Wall Street has to offer, but at least consider investing in your own mortgage. If your still thinking shares are the way to go www.propertysharesinternet.com may be able to guide you in the right direction also. Happy Investing! Anthony Simon Title: Mortgage Law Word Count: 420 Summary: A mortgage involve transfers an interest of the land as security for the loan or any other obligations, and the most popular method for financing the real estate transaction. The mortgager is one among party who transfer interest in lands or the borrower of loan, and the other party is the Mortgagee
Nimadee Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Nimadee Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Nimadee Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Nimadee Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Nimadee Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
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Nimadee Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Nimadee Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Nimadee Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Nimadee Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Nimadee Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Nimadee Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs.
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