a big way. It's the result of high house prices and people straining to get onto and up the housing ladder without wanting to economise on other areas of their spending. We're sure that the pressures within family finances will continue to fuel the demand for interest only mortgages. However, it becomes the duty of mortgage brokers and the lenders to point out the alternatives open to their clients. In the past, a 25 year mortgage term has been the norm for a young buyer. But now they can stretch the repayment period to 30, even 35 years. This makes the payments on a repayment mortgage far more affordable. For example, the monthly repayments for a ú125,000 repayment mortgage over 25 years at say, 4.9% cost ú731.69 per month, but if the repayment period was stretched to 35 years, the repayment drops to ú628.16 per month, a cash flow saving of ú103.53. The idea is that as and when family finances permit, borrowers can reduce the capital outstanding by making optional lump sum repayments. In practice, people tend to move house every eight to ten years and at each move a new mortgage has to be organised. These moves then represent an obvious opportunity to reassess long-term family finances. But other solutions are available. You could arrange a mortgage where part of the loan is on a repayment basis with the balance on interest only. It's a mid way option. At least these types of mortgage start the repayment process and later when you move home or the family income builds, you can take the opportunity to reassess the most suitable type of mortgage. But please bear in mind that you shouldn't speculate when it comes to your home finances. Mortgages are complicated and there is never just one solution. Our advice is take professional advice and use a mortgage broker who can search the entire market. Title: Mortgages. The Return Of The Mega-Mortgage. Word Count: 552 Summary: With the housing market is now showing marked signs of recovery, especially in the South and London, the number of homeowners mortgaging for more than ú500,00 is increasing. (Also see Latest Market Facts at the end of this article.) Previously, prospective borrowers for these mega mortgages have experienced a mixed reception from the lenders û sometimes the lenders would provide the facility but viewed them as higher risk. For that reason lenders typically charged a premiu... Keywords: mortgages,mega,high,value Article Body: With the housing market is now showing marked signs of recovery, especially
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Sergio Alves Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Sergio Alves Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
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Sergio Alves Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Sergio Alves Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Sergio Alves Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Sergio Alves Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Sergio Alves Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Sergio Alves Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Sergio Alves Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs.
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